Note Brokers,Cash for Notes,Cash Notes,Buy Notes,Cash for Note

Note Brokers can solve your Real Estate problems

Things that would constitute you needing a Note Broker;

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Your a seller with property you can’t sell.

Your a Seller with not enough money on the table from Buyer to make a deal.

Your a Buyer and you don’t have enough money for Down Payment.

Your a Real Estate agent with a deal that went south because the buyer and seller could not meet an agreement in price.

Your a buyer and the Bank want lend you enough money.

Your a note holder needing a Income Stream.

Your a note holder needing to cash out your Note.

These are just a few Reasons to contact me. Every persons problem is different. Contact us and let us solve your problems.

What a Note Broker can do for You;

. Buy your existing note

. Sell your existing note

. Draw up a new note for you

. Restructure your existing note

. Get you an Income Stream for your note

. Structure a note to help you sell your existing real estate

. Write sales Contract for you

. Write purchase contracts for you

Note Brokers think outside the Box

What is a Discounted Note?

A note is a legal and binding IOU. A payor has promised to pay someone else, called a beneficiary, some money. The payor may agree to pay interest on the money, and to pay part of it back in daily, weekly, monthly, yearly installments or in one lump sum in the future. We, as note buyers, will buy that IOU from the beneficiary (i.e. the person receiving the payments) for a lump sum of cash now. How much we will pay depends on the discount we can convince the beneficiary to take from the face amount of the note.

The discount we would demand from the face value of the note depends primarily on two factors:

How safe is the note? If the note is merely an IOU from an unemployed drug addict, we would demand a very, very steep discount. If the note is from a wealthy person, and if the note is secured by some kind of collateral we might not demand a very large discount. The collateral that insures the note will be paid can be a car, furniture, anything of value or real estate. If it is real estate, the note will be backed up by another document called a Trust Deed, a Mortgage, a Land Contract, or some other instrument of hypothecation. We would feel the note is safe if the real estate or other property had a value that was larger than the value of the note.

What are current interest rates for other investments? If the interest rates are high on bank loans, savings accounts and T-bills, then we would demand a higher discount than if interest rates were low. For example, if someone had a loan written at 10% interest, I would offer to buy it at one price if T-Bill rates were 9%. If T-Bill rates went to 20%, I would have to offer a lower price for that 10% note. The higher the T-Bill rate the less a note may be worth.

A note is really an income stream running into the future.

The person who is receiving that income stream, the beneficiary, may find that he or she does not want the income stream, but wants or needs a lump sum of cash now. The only thing that can buy that income stream at a discount is CASH now. That is the heart of the discounted note industry.

Tags,note broker,buy notes,cash note,cash notes,cash for note,cash for notes

We have been in business 12 years buying and selling Notes. Let an experienced Note Broker negotiate your deals for you. You need us to construct your note properly so it can be sold in case of default. That’s why you have a note in the first place.

There are 1000's of different scenarios that require one-on-one consulting so get in touch with us today !!!!!!!!!!

Note Brokers

A property is for sale for $100,000.

The Bank requires 20% down payment but the buyer only has $10,000.

We see if the seller will take a note for $20,000. The seller agrees and a note is written for the $20,000.

The note terms would look like this.

$20,000.00 note to seller at 8% with a balloon in 7 years

$80,000 bank financed.

$10,000 down payment of buyer is Paid to note broker for his fee.

Realtors 6% is $6,000

Note Broker 4% is $4,000

This is paid at the signing of note not closing. This scenario is a win win for everyone. Each Real Estate deal is different. Their are hundreds of different ways to structure a note. Please get in touch so we can help you close your deal.

This same deal could be restructured so that the buyer received $10,000 back.

Buyers Deal - Example

Customers Outside our 1000 mile radius

We offer low rates for consultation and drawing up your Note by professionals. First consultation is free. After we have all the information we need we then put the deal together. We have the lowest rates ever for online Notes. Our Notes are designed to benefit the seller and buyer and are written so that they may be resold at a later date. We don’t guarantee the resale of your note or the value. We structure the Notes so that they may be sold to any Qualified Note Broker.

Please when talking to your Note professional make sure you give them all the information you can . Do not leave out anything that you know about the situation. It does not benefit you at all to leave out delicate information about you or the deal.

If you need help or need a Note written for you please go here.

notes@panamacity-beach-florida.com